Life Cover

Pays your beneficiaries a lump sum after your death

R1 million cover from as little as R128 pm*

*Cover and premiums dependent on individual risk profile

Plan for the future

Have you taken steps to secure your loved ones’ financial future after you’re gone? If not, isn’t it time you thought about doing so? Life Cover, direct from Liberty, pays your nominated beneficiaries a cash lump sum in the event of your death, which they can use to settle outstanding debts, cover monthly expenses, or put towards anything else they choose.

Features

Tax-free lump sum payout of up to R10 million

Direct application

Hassle-free cover

Flexibility

Unlimited beneficiaries

What we offer you

Tax-free lump sum payout of up to R10 million

After your death a cash lump sum will be paid to your nominated beneficiaries, ensuring that they are financially supported into the future. Remember, your policy covers death as a result of natural causes or an accident, unless it specifically states otherwise. If you pay your monthly premiums, your cover will continue until you die and your beneficiaries make a claim.

Direct application

When you apply for direct cover with Liberty, everything is done over the phone in a simple one-step process – no application forms or full medicals required.

Hassle-free cover

This cover is straightforward and easy-to-understand based on individual risk profiles.

Flexibility

Life Cover direct from Liberty offers you the flexibility to apply to adjust your insurance as your needs change – whether you’re tying the knot, becoming a parent or retiring.

Unlimited beneficiaries

The number of beneficiaries you choose is entirely up to you. You can also change them whenever you like and decide what percentage of the lump sum payout each of them will receive after your death.

What’s not covered?

You won’t be covered if you take your own life or die due to self-harm within the first 24 months of your cover, or if you are injured while breaking the law or while intentionally exposing yourself to war or war-like activities. You also won’t be covered for any exclusions outlined in your policy.

What about HIV tests?

We need you to have an HIV test within 90 days of your cover start date. If you don’t have the test or if your results come back reactive, you’ll only be covered for accidental causes of death. Remember, our blood tests are free and our nurses will come to you.

Who can apply?

Any South African citizen between the ages of 18 and 65 with a bar-coded ID and a bank account may apply for cover. You must be taking out the cover for yourself.

Ready to apply?

Have your height and weight details and ID number handy and have 30 minutes available for the application process.

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